Intentional with your saving and spending – create a budget
Instead of throwing a dart at the dartboard and hoping you can pay the credit card bill each month, create an intentional spending plan that includes the things that are most important to you. Maybe that means buying the better groceries, a yoga membership, or take out from your favorite restaurant. Being intentional with both your short term and long term needs, like saving for your children’s college or retirement, allows you to make decisions with confidence.
To get started click to download a template to track your anticipated monthly income and spending.